EMI Policy

EMI (Equated Monthly Installment) Facility

EMI (Equated Monthly Installment) is one of the payment methods of online shopping, only for the customers using any of the accepted Credit Cards on MatriMart.com. ** It allows customers to pay for their ordered products in easy equal monthly installments.**

MatriMart has introduced a convenient option of choosing up to 36 months EMI facility for customers who use Credit Cards for buying specific items like mobile phones & tablets, laptops, TVs, Refrigerators, air conditioners (AC), beauty, lifestyle, home decor and many other products. The duration and extent of the EMI options available for a given product, will be visible on the product’s view page.

NOTE:

  • Customers wanting to avail EMI facility must have a Credit Card from any one of the banks in the table below.

  • EMI facilities are only available for Specific Products which costs over BDT 5,000.

  • EMI charges may vary on promotional offers along with banking policy.

  • MatriMart may charge additional convenience fee if the customer extends the period of EMI offered.

  • EMI facilities vary from one product type to another. Please carefully check the EMI tenure period for your preferred product on each product page and on the checkout page as well.

You can pay with equal monthly instalment payment option using the Credit Card of any of the following banks and all types of Cards 


MatriMart EMI charges and tenure for Auto EMI (The merchant bears the EMI charge for Auto EMI):

 

 

SL

 

Bank

Tenure

3

months

6

months

9

months

12

months

18

months

24

months

30

months

36

months

1

Standard Chartered Bank

3.50%

5.50%

8.00%

10.50%

13.50%

17.50%

N/A

22.50%

2

City Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

16.50%

19.50%

3

Eastern Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

16.50%

19.50%

4

BRAC Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

5

Dutch Bangla Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

6

Mutual Trust bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

7

Southeast Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

16.50%

19.50%

8

Standard Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

9

National Credit & Commerce (NCC) Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

10

NRB Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

11

Meghna Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

12

Jamuna Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

13

Midland Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

14

Bank Asia Limited

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

15

Dhaka Bank Limited

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

16

South Bangla Agriculture and Commerce Bank Limited (SBAC)

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

17

Lanka Bangla Financial Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

18

NRB Commercial Bank

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

19

Shahjalal Islami Bank Limited (SJIBL)

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

20

United Commercial Bank (UCB)

3.00%

4.50%

6.50%

8.50%

N/A

15.50%

N/A

N/A

21

Export-Import Bank of Bangladesh Limited (Exim Bank)

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

22

Prime bank

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

N/A

23

AL-ARAFAH ISLAMI BANK LIMITID

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

24

Community Bank Bangladesh Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

25

One Bank Limited

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

26

Trust Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

N/A

19.50%

27

Mercantile Bank Limited

3.00%

4.50%

6.50%

8.50%

11.50%

15.50%

16.50%

19.50%

28

PREMIER BANK

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

29

AB BANK LIMITED

3.00%

4.50%

6.50%

8.50%

N/A

N/A

N/A

N/A

30

PUBALI BANK

3.00%

4.50%

6.50%

8.50%

12.99%

18.34%

N/A

N/A


NOTE:

  • Different Banks offer different EMI tenure periods as per their own bank policy and each respective bank policy shall apply.

If your desired product is eligible for EMI option, according to its respective product page, and if you have a Credit Card from any of the associated banks which are mentioned above, you can get EMI facility on your purchased product. During the checkout phase, you will see the EMI options for your eligible cards, banks and EMI Tenures.

Using EMI as a Payment Method

If you want to purchase a product with EMI then simply follow these steps -

Step 1

  • Select the desired product.

  • Click on "Buy Now"

  • Log In with your Account or create new one.
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